Because you have requested a line of Credit, we are under applicable law, including Fair Credit Reporting Act, to Obtain information about you from a credit reporting agency. We may also verify your credit references and other information that you provided to us. We may also obtain updated or additional information about you, including consumer reports, from time to time for any legitimate purpose including, but not limited to, the extension of credit to you or the review or collection of your account. We will report information about your account to credit bureaus. Positive and/or late payments, missed payments, current payment and other defaults in your account may be reflected in your credit report. If you believe that our report is inaccurate, please write to us at the following address: 6136 Frisco Square Blvd, Ste 400 Frisco, Texas 75034.